is a payment service that allows users to TAP to Pay (using MM Card) and SMS to Pay (Using Mobile Phone) with just one account.

To be a MM User you just need to register for a MM Account with a MM Card and Mobile Phone.

Registration could be done instantly at any MM Merchants and service could be access instantaneously right after registration.

MM Users will be rewarded when they spend using Mobile Money with TAP Dollars and TAP Dollar could be used instantly to redeem for services and product via SMS.